Zakat calculator for Singapore
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Singapore is the one jurisdiction with its own weight convention. MUIS sets nisab against 86 grams of gold rather than the 85 used almost everywhere else — a small difference, but a deliberate one, and using the international figure will put your threshold out by roughly a percent.
| Weight convention | MUIS Singapore convention — 86 g gold, 595 g silver |
|---|---|
| Operative threshold | Gold |
| Follows the positions of | MUIS · Singapore Fatwa Committee |
| Currencies | Singapore dollar (SGD) |
MUIS, the Islamic Religious Council of Singapore, sets nisab against 86 grams of gold. The Singapore Fatwa Committee publishes the resulting figure and revises it as the gold price moves. Singapore is predominantly Shafi’i, and the Shafi’i school uses the gold threshold rather than the silver one.
The threshold, in SGD
Nisab is a weight of metal, so its value in your currency moves with the market. The figures below are refreshed from live international spot prices when the page loads.
Gram weights are fixed and are stated above. The currency values are indicative: they are rendered into the page as static figures and upgraded to live spot prices when the price feed responds.
Why 86 grams
The prophetic threshold of twenty dinars converts into modern grams differently depending on the weight taken for the dinar. AAOIFI arrives at 85 grams; the classical tola conversion arrives at 87.48; MUIS settles on 86.
None of these is wrong. They are different resolutions of the same historical question, and the spread across all three is under three percent. What matters is applying one consistently rather than mixing them.
For Singapore, MUIS is the local authority and 86 grams is the figure to use. BarakahFlow defaults Singapore users to it.
Gold, not silver
Singapore’s Muslim community is predominantly Shafi’i, and the Shafi’i school sets the threshold by gold. That is a materially higher bar than the silver figure used by the Hanafi school and by AAOIFI.
The practical consequence is that a Singaporean with modest savings may be below the threshold and owe nothing, where the same person following the Hanafi school would be liable. This is not an inconsistency to be resolved by picking the cheaper answer; it is a question of which school you follow.
What to include, and one local question
Cash, savings, shares, unit trusts, gold and business assets are all counted. Debts falling due within the year reduce the base under the AAOIFI treatment, though the Shafi’i school itself allows no deduction at all — BarakahFlow will apply whichever you have selected.
CPF is the question Singaporean Muslims ask most, and scholars have not spoken with one voice on it. The considerations are whether the funds are accessible, and whether an inaccessible balance can be said to be fully owned. BarakahFlow handles restricted retirement savings by letting you count them net of the penalty and tax that would apply on withdrawal, which is a mainstream treatment — but it does not claim to settle the question, and MUIS is the right place to take it.
A worked example in Singapore dollars
- Cash and savings accounts
- SGD 40,000
- Shares and unit trusts at market value
- SGD 15,000
- Less: bills and card balances due within the year
- − SGD 5,000
- Zakatable base
- SGD 50,000
- Zakat due at 2.5%
- SGD 1,250
The MUIS gold threshold of 86 grams is roughly SGD 16,960 at the time of writing, so this person is comfortably liable. Someone with SGD 12,000 in total would be below the threshold and owe nothing — while the same person on the Hanafi silver threshold of roughly SGD 1,829 would be well above it and owe SGD 300.
Singapore Zakat, commonly asked
What is the nisab in Singapore?
MUIS sets nisab against 86 grams of gold. At the gold price current at the time of writing that is roughly SGD 16,960. MUIS publishes the official figure and updates it as the price moves, so check theirs before you pay.
BarakahFlow uses the 86 gram MUIS convention for Singapore by default and prices it from live international spot rates.
Why is Singapore’s nisab 86 grams when everyone else uses 85?
Because converting the prophetic weight of twenty dinars into grams admits more than one defensible answer, and the Singapore Fatwa Committee arrived at 86.
The three conventions in common use — AAOIFI at 85, MUIS at 86, and the classical tola at 87.48 — span less than three percent. Consistency matters more than which one you pick, but within Singapore the local authority is MUIS.
Is Zakat on CPF payable in Singapore?
Scholars differ, and BarakahFlow does not claim to settle it. The debate turns on accessibility: whether wealth you cannot presently withdraw is wealth you fully own for Zakat purposes.
The app’s treatment for restricted retirement savings is to count them net of the penalty and tax that withdrawal would attract, which is a mainstream contemporary position. If you want a ruling rather than a treatment, MUIS is the authority to ask.
Can I pay my Zakat through MUIS using this calculator?
BarakahFlow calculates and records; it does not collect or disburse. Once you have your figure, pay it through MUIS or any channel you trust.
The app keeps the full record of how the figure was reached — the method, the metal prices on the day, the exchange rates and the Hijri dates at both ends of your year — so a calculation from three years ago can still be reproduced and explained.
Compare with another method
The same holdings produce different figures under different schools and conventions. Seeing the comparison is the point.
Get the number that actually applies to you.
BarakahFlow applies your school, your region, your currency and your Hawl, values gold at each karat separately, handles debt properly, and keeps a record you can defend three years from now.
BarakahFlow states scholarly positions and attributes them. It does not issue fatwa. For a binding ruling on your own circumstances, speak to a qualified scholar.
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