Zakat calculator for Singapore
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BarakahFlow does not issue fatwa, and nothing on this page is financial, tax or legal advice. These pages set out scholarly positions and name where each one comes from. Nisab values shown here are derived from international spot prices and are indicative only. Where your local Zakat authority publishes its own figure, theirs is the one that governs. For a binding ruling on your own circumstances, speak to a qualified scholar. See our Terms of Service.
Singapore is the one jurisdiction with its own weight convention. The Singapore Fatwa Committee sets nisab against 86 grams of gold rather than the 85 used almost everywhere else, and MUIS also points to the silver threshold of 595 grams as a practical default. MUIS publishes the official figure, and where it differs from anything derived here from spot prices, theirs governs.
| Weight convention | MUIS Singapore convention (86 g gold, 595 g silver) |
|---|---|
| Operative threshold | Gold |
| Follows the positions of | MUIS · Singapore Fatwa Committee |
| Currencies | Singapore dollar (SGD) |
MUIS, the Islamic Religious Council of Singapore, sets nisab against 86 grams of gold. The Singapore Fatwa Committee publishes the resulting figure and revises it as the gold price moves. Singapore is predominantly Shafi’i, and the Shafi’i school uses the gold threshold rather than the silver one.
The threshold, in SGD
Nisab is a weight of metal, so its value in your currency moves with the market. The figures below are refreshed from live international spot prices when the page loads.
Gram weights are fixed and are stated above. The currency values are indicative: they are rendered into the page as static figures and upgraded to live spot prices when the price feed responds.
Why 86 grams
The prophetic threshold of twenty dinars converts into modern grams differently depending on the weight taken for the dinar. AAOIFI arrives at 85 grams; the classical tola conversion arrives at 87.48; MUIS settles on 86.
None of these is wrong. They are different resolutions of the same historical question, and the spread across all three is under three percent. What matters is applying one consistently rather than mixing them.
For Singapore, MUIS is the local authority and 86 grams is the figure to use. BarakahFlow defaults Singapore users to it.
Gold at 86g, and the silver figure alongside it
Singapore’s Muslim community is predominantly Shafi’i, while MUIS supplies the contemporary local benchmark policy for modern currency. Its 86-gram gold convention is therefore a regional authority choice, not an automatic rule derived from the madhhab alone.
It is worth knowing that MUIS also points to the silver threshold of 595 grams as a practical default, which is a far lower bar. The two produce very different answers, and someone with modest savings can be below the gold threshold and above the silver one. Which applies to you is a question of which position you are following, not one to settle by picking the cheaper figure.
MUIS publishes the official figure and revises it as the metal price moves. Where its published number differs from anything derived here from international spot prices, MUIS is the authority and its figure governs.
What to include, and two local questions
Cash, savings, shares, unit trusts, gold and business assets are all counted. Debts falling due within the year reduce the base: MUIS follows the Shafi’i school in general but still directs payers to deduct what they owe, so BarakahFlow’s Singapore setting deducts, and says so.
CPF is the question Singaporean Muslims ask most. MUIS treats monthly payouts as not zakatable because no Hawl has passed on them, and treats a lump sum above the minimum sum as zakatable a year after receipt. That is what BarakahFlow applies here.
The second is which balance is assessed. MUIS assesses the lowest balance held above nisab across the year, on the reasoning that only that amount completed a full Hawl. That is not the common practice elsewhere, where the balance on the Zakat date is used. BarakahFlow offers the MUIS option but does not yet keep a daily record of balances, so it falls back to the closing balance and tells you on screen that it has done so. If your balance swung a long way during the year, work the lower figure out yourself or ask MUIS.
A worked example in Singapore dollars
- Cash and savings accounts
- SGD 40,000
- Shares and unit trusts at market value
- SGD 15,000
- Less: bills and card balances due within the year
- − SGD 5,000
- Zakatable base
- SGD 50,000
- Zakat due at 2.5%
- SGD 1,250
This uses the balance on the Zakat date. MUIS assesses the lowest balance held above nisab across the year instead, so if this person dipped to SGD 30,000 in April the MUIS figure would be SGD 750 rather than SGD 1,250. Two further points: the SGD 16,960 gold threshold shown here is derived from international spot prices, and MUIS publishes its own official figure which governs; and someone below the gold threshold may still be above the silver one.
Singapore Zakat, commonly asked
What is the nisab in Singapore?
The Singapore Fatwa Committee sets nisab against 86 grams of gold, which at spot prices around the time of writing is roughly SGD 16,960. MUIS also points to the silver threshold of 595 grams as a practical default, which is far lower, in the region of SGD 1,829.
MUIS publishes the official figure and updates it as the price moves. Anything derived on this page comes from international spot prices and is indicative only — check the MUIS figure before you pay, and follow it where the two differ.
BarakahFlow uses the 86 gram MUIS weight convention for Singapore by default and prices it from live international spot rates.
Why is Singapore’s nisab 86 grams when everyone else uses 85?
Because converting the prophetic weight of twenty dinars into grams admits more than one defensible answer, and the Singapore Fatwa Committee arrived at 86.
The three conventions in common use — AAOIFI at 85, MUIS at 86, and the classical tola at 87.48 — span less than three percent. Consistency matters more than which one you pick, but within Singapore the local authority is MUIS.
Is Zakat on CPF payable in Singapore?
MUIS treats CPF monthly payouts as not zakatable, on the reasoning that no Hawl has passed on them, and treats a lump sum drawn above the minimum sum as zakatable one year after it is received. That is the local position and it is the one BarakahFlow applies for Singapore: nothing while the money is locked, and Zakat once it has been received and held for a year.
That differs from the app’s default for the United States and United Kingdom, where retirement savings are counted each year net of the penalty and tax that withdrawal would attract, following FCNA and AMJA. Both positions are offered in the app and each names its source.
BarakahFlow does not issue rulings. If you want a binding answer for your own CPF position, MUIS is the authority to ask.
Can I pay my Zakat through MUIS using this calculator?
BarakahFlow calculates and records; it does not collect or disburse. Once you have your figure, pay it through MUIS or any channel you trust.
The app keeps the full record of how the figure was reached — the method, the metal prices on the day, the exchange rates and the Hijri dates at both ends of your year — so a calculation from three years ago can still be reproduced and explained.
Compare with another method
The same holdings produce different figures under different schools and conventions. Seeing the comparison is the point.
Get the number that actually applies to you.
BarakahFlow applies your school, policy choices, region, currency and Hawl; itemizes cash, metals, shares, pensions, business inventory, receivables, property income, coins, stablecoins, tokens and NFTs; separates short- and long-term debts; and shows an auditable calculation record.
BarakahFlow states scholarly positions and attributes them. It does not issue fatwa. For a binding ruling on your own circumstances, speak to a qualified scholar.
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